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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,064 | $155,555+26.7% | $146,866+34.2% | $155,188+27.0% |
| Participation rate | 76.5% | 84.0%-7.5pp | 82.5%-6.0pp | 80.8%-4.3pp |
| Annual return | 17.13% | 115.41%-98.3pp | 102.85%-85.7pp | 148.84%-131.7pp |
| Employer contribution / active EE | $3,580 | $4,647-23.0% | $4,425-19.1% | $4,248-15.7% |
| Participant deferral / active EE | $7,491 | $8,044-6.9% | $7,759-3.5% | $6,531+14.7% |
| Admin fee / account holder | $2,766 | $14,755-81.3% | $13,620-79.7% | $14,480-80.9% |