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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,064 | $154,228+27.8% | $145,433+35.5% | $137,256+43.6% |
| Participation rate | 76.5% | 83.8%-7.3pp | 82.1%-5.6pp | 80.0%-3.5pp |
| Annual return | 17.13% | 74.59%-57.5pp | 66.58%-49.4pp | 220.34%-203.2pp |
| Employer contribution / active EE | $3,580 | $4,804-25.5% | $4,554-21.4% | $4,156-13.9% |
| Participant deferral / active EE | $7,491 | $8,216-8.8% | $7,897-5.1% | $6,407+16.9% |
| Admin fee / account holder | $2,766 | $14,344-80.7% | $13,129-78.9% | $12,270-77.5% |