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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,156,598 | $202,345+471.6% | $172,755+569.5% | $152,885+656.5% |
| Participation rate | 72.7% | 87.1%-14.3pp | 82.6%-9.9pp | 82.5%-9.7pp |
| Annual return | 2.37% | 1029.77%-1027.4pp | 802.94%-800.6pp | 345.39%-343.0pp |
| Employer contribution / active EE | $15,501 | $5,858+164.6% | $5,144+201.3% | $4,763+225.4% |
| Participant deferral / active EE | $12,882 | $5,948+116.6% | $5,198+147.8% | $5,851+120.2% |
| Admin fee / account holder | $10,996 | $17,111-35.7% | $13,955-21.2% | $11,598-5.2% |