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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,016,294 | $209,425+385.3% | $178,499+469.4% | $158,966+539.3% |
| Participation rate | 90.0% | 86.4%+3.6pp | 81.9%+8.1pp | 82.0%+8.0pp |
| Annual return | 9.95% | 188.80%-178.8pp | 151.10%-141.2pp | 302.95%-293.0pp |
| Employer contribution / active EE | $6,252 | $5,707+9.5% | $5,011+24.7% | $4,762+31.3% |
| Participant deferral / active EE | $420 | $5,955-92.9% | $5,202-91.9% | $5,983-93.0% |
| Admin fee / account holder | $471 | $17,078-97.2% | $13,986-96.6% | $11,250-95.8% |