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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,185 | $60,442+247.7% | $96,754+117.2% | $87,485+140.3% |
| Participation rate | 34.0% | 58.7%-24.7pp | 70.3%-36.2pp | 68.9%-34.9pp |
| Annual return | 21.50% | 21.97%-0.5pp | 82.04%-60.5pp | 26.06%-4.6pp |
| Employer contribution / active EE | $1,289 | $1,691-23.7% | $2,679-51.9% | $2,596-50.3% |
| Participant deferral / active EE | $2,494 | $3,280-24.0% | $4,758-47.6% | $4,274-41.6% |
| Admin fee / account holder | $474 | $5,069-90.7% | $8,905-94.7% | $7,775-93.9% |