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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,139 | $48,053+41.8% | $84,637-19.5% | $72,976-6.6% |
| Participation rate | 41.9% | 57.6%-15.6pp | 68.2%-26.3pp | 69.5%-27.6pp |
| Annual return | 27.35% | 37.39%-10.0pp | 258.82%-231.5pp | 81.02%-53.7pp |
| Employer contribution / active EE | $1,433 | $1,602-10.5% | $2,653-46.0% | $2,440-41.3% |
| Participant deferral / active EE | $3,202 | $2,681+19.4% | $3,900-17.9% | $3,608-11.2% |
| Admin fee / account holder | $442 | $3,395-87.0% | $4,914-91.0% | $5,124-91.4% |