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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,484 | $45,872+64.6% | $77,100-2.1% | $68,490+10.2% |
| Participation rate | 40.4% | 55.9%-15.5pp | 67.9%-27.5pp | 67.9%-27.5pp |
| Annual return | -22.11% | 1.73%-23.8pp | 42.35%-64.5pp | -7.85%-14.3pp |
| Employer contribution / active EE | $1,189 | $1,650-27.9% | $2,815-57.8% | $2,597-54.2% |
| Participant deferral / active EE | $2,373 | $2,963-19.9% | $4,430-46.4% | $4,028-41.1% |
| Admin fee / account holder | $119 | $3,041-96.1% | $5,443-97.8% | $5,403-97.8% |