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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,835 | $83,908+26.1% | $68,509+54.5% | $125,388-15.6% |
| Participation rate | 100.0% | 78.2%+21.8pp | 74.7%+25.3pp | 83.2%+16.8pp |
| Annual return | -5.42% | 14.48%-19.9pp | 8.27%-13.7pp | 282.24%-287.7pp |
| Employer contribution / active EE | $5,010 | $3,031+65.3% | $2,278+120.0% | $4,866+3.0% |
| Participant deferral / active EE | $12,486 | $4,125+202.7% | $3,382+269.2% | $5,352+133.3% |
| Admin fee / account holder | $1,187 | $8,982-86.8% | $5,275-77.5% | $9,541-87.6% |