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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,431 | $99,032-41.0% | $80,022-27.0% | $135,379-56.8% |
| Participation rate | 100.0% | 78.4%+21.6pp | 75.8%+24.2pp | 82.6%+17.4pp |
| Annual return | -11.96% | 15.39%-27.3pp | 11.22%-23.2pp | 519.79%-531.7pp |
| Employer contribution / active EE | $3,681 | $3,043+20.9% | $2,468+49.1% | $4,779-23.0% |
| Participant deferral / active EE | $5,264 | $4,282+22.9% | $3,686+42.8% | $5,609-6.1% |
| Admin fee / account holder | $684 | $10,436-93.4% | $6,521-89.5% | $10,828-93.7% |