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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,358 | $77,817-66.1% | $123,553-78.7% | $64,173-58.9% |
| Participation rate | 47.1% | 74.7%-27.7pp | 82.3%-35.2pp | 69.6%-22.5pp |
| Annual return | -7.31% | 12.49%-19.8pp | 119.21%-126.5pp | 7.63%-14.9pp |
| Employer contribution / active EE | $3,793 | $3,014+25.9% | $4,628-18.0% | $2,381+59.3% |
| Participant deferral / active EE | $6,288 | $5,240+20.0% | $6,426-2.1% | $3,470+81.2% |
| Admin fee / account holder | $793 | $5,519-85.6% | $9,284-91.5% | $4,887-83.8% |