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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,938 | $91,525+95.5% | $130,026+37.6% | $75,181+138.0% |
| Participation rate | 69.6% | 71.4%-1.9pp | 78.5%-8.9pp | 67.2%+2.4pp |
| Annual return | 13.83% | -631.40%+645.2pp | -137.26%+151.1pp | 160.69%-146.9pp |
| Employer contribution / active EE | $5,883 | $2,844+106.9% | $4,321+36.1% | $2,671+120.3% |
| Participant deferral / active EE | $7,888 | $4,342+81.7% | $5,821+35.5% | $4,126+91.2% |
| Admin fee / account holder | $38,246 | $6,778+464.2% | $10,608+260.5% | $5,650+576.9% |