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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,509 | $72,404+128.6% | $110,243+50.1% | $64,173+157.9% |
| Participation rate | 71.7% | 73.3%-1.6pp | 79.8%-8.1pp | 69.6%+2.1pp |
| Annual return | -7.88% | -6.29%-1.6pp | 314.76%-322.6pp | 7.63%-15.5pp |
| Employer contribution / active EE | $4,834 | $2,282+111.9% | $3,827+26.3% | $2,381+103.0% |
| Participant deferral / active EE | $7,143 | $3,469+105.9% | $4,672+52.9% | $3,470+105.9% |
| Admin fee / account holder | $877 | $5,664-84.5% | $8,548-89.7% | $4,887-82.0% |