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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,931 | $180,749-24.2% | $160,784-14.8% | $137,256-0.2% |
| Participation rate | 50.0% | 80.0%-30.0pp | 77.0%-27.0pp | 80.0%-30.0pp |
| Annual return | 16.98% | 2234.46%-2217.5pp | 1803.92%-1786.9pp | 220.34%-203.4pp |
| Employer contribution / active EE | $4,990 | $4,155+20.1% | $3,733+33.7% | $4,156+20.1% |
| Participant deferral / active EE | $8,172 | $6,844+19.4% | $6,293+29.9% | $6,407+27.6% |
| Admin fee / account holder | $8,292 | $10,397-20.2% | $9,717-14.7% | $12,270-32.4% |