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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,737 | $165,361-54.2% | $149,715-49.4% | $158,950-52.4% |
| Participation rate | 71.4% | 84.6%-13.1pp | 82.5%-11.0pp | 82.0%-10.5pp |
| Annual return | 118.18% | 348.24%-230.1pp | 276.66%-158.5pp | 302.91%-184.7pp |
| Employer contribution / active EE | $6,158 | $5,103+20.7% | $4,645+32.6% | $4,762+29.3% |
| Participant deferral / active EE | $10,603 | $7,182+47.6% | $6,842+55.0% | $5,983+77.2% |
| Admin fee / account holder | $17,202 | $10,808+59.2% | $9,310+84.8% | $11,248+52.9% |