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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,322 | $150,445-53.9% | $136,297-49.1% | $147,585-53.0% |
| Participation rate | 60.0% | 84.4%-24.4pp | 81.9%-21.9pp | 82.8%-22.8pp |
| Annual return | 14.08% | 1049.14%-1035.1pp | 5156.16%-5142.1pp | 578.57%-564.5pp |
| Employer contribution / active EE | $4,866 | $5,256-7.4% | $4,696+3.6% | $4,876-0.2% |
| Participant deferral / active EE | $10,146 | $6,631+53.0% | $6,247+62.4% | $5,439+86.5% |
| Admin fee / account holder | $54,624 | $10,906+400.9% | $9,244+490.9% | $10,885+401.8% |