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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,648 | $99,633-35.1% | $183,328-64.7% | $82,448-21.6% |
| Participation rate | 42.9% | 70.8%-27.9pp | 77.3%-34.5pp | 68.1%-25.2pp |
| Annual return | 19.74% | 17.84%+1.9pp | 29.67%-9.9pp | 41.64%-21.9pp |
| Employer contribution / active EE | $2,639 | $3,256-19.0% | $5,055-47.8% | $2,551+3.4% |
| Participant deferral / active EE | $3,565 | $4,938-27.8% | $6,795-47.5% | $4,139-13.9% |
| Admin fee / account holder | $10,497 | $9,934+5.7% | $21,427-51.0% | $7,234+45.1% |