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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,648 | $96,289-32.9% | $213,469-69.7% | $87,485-26.1% |
| Participation rate | 42.9% | 69.6%-26.7pp | 77.1%-34.3pp | 68.9%-26.1pp |
| Annual return | 19.74% | 17.78%+2.0pp | 20.58%-0.8pp | 26.06%-6.3pp |
| Employer contribution / active EE | $2,639 | $3,035-13.1% | $4,994-47.2% | $2,596+1.6% |
| Participant deferral / active EE | $3,565 | $4,750-24.9% | $6,841-47.9% | $4,274-16.6% |
| Admin fee / account holder | $10,497 | $9,670+8.5% | $27,141-61.3% | $7,775+35.0% |