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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,832 | $110,212-62.0% | $96,534-56.7% | $139,466-70.0% |
| Participation rate | 66.7% | 78.1%-11.5pp | 76.0%-9.3pp | 80.3%-13.7pp |
| Annual return | 22.51% | 26.42%-3.9pp | 25.88%-3.4pp | 373.66%-351.2pp |
| Employer contribution / active EE | $1,461 | $3,620-59.7% | $2,965-50.7% | $4,754-69.3% |
| Participant deferral / active EE | $2,950 | $5,547-46.8% | $4,851-39.2% | $6,712-56.0% |
| Admin fee / account holder | $3,029 | $11,599-73.9% | $8,253-63.3% | $11,409-73.4% |