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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,210 | $112,121-82.9% | $95,960-80.0% | $158,966-87.9% |
| Participation rate | 72.2% | 79.0%-6.8pp | 77.1%-4.9pp | 82.0%-9.7pp |
| Annual return | 34.94% | 171.16%-136.2pp | 91.63%-56.7pp | 302.95%-268.0pp |
| Employer contribution / active EE | $1,479 | $3,199-53.8% | $2,541-41.8% | $4,762-69.0% |
| Participant deferral / active EE | $2,860 | $4,784-40.2% | $4,167-31.4% | $5,983-52.2% |
| Admin fee / account holder | $679 | $10,135-93.3% | $6,797-90.0% | $11,250-94.0% |