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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,321 | $94,749-14.2% | $112,899-28.0% | $139,466-41.7% |
| Participation rate | 66.7% | 81.3%-14.6pp | 80.5%-13.9pp | 80.3%-13.7pp |
| Annual return | 23.27% | 40.92%-17.6pp | 34.11%-10.8pp | 373.66%-350.4pp |
| Employer contribution / active EE | $4,069 | $4,630-12.1% | $4,566-10.9% | $4,754-14.4% |
| Participant deferral / active EE | $7,222 | $6,517+10.8% | $6,516+10.8% | $6,712+7.6% |
| Admin fee / account holder | $2,790 | $8,530-67.3% | $7,047-60.4% | $11,409-75.5% |