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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,126 | $90,590-74.5% | $90,782-74.5% | $135,380-82.9% |
| Participation rate | 60.0% | 83.7%-23.7pp | 82.7%-22.7pp | 82.6%-22.6pp |
| Annual return | 0.97% | -3.40%+4.4pp | -3.42%+4.4pp | 519.81%-518.8pp |
| Employer contribution / active EE | $2,791 | $4,352-35.9% | $4,105-32.0% | $4,779-41.6% |
| Participant deferral / active EE | $6,586 | $5,407+21.8% | $5,366+22.7% | $5,609+17.4% |
| Admin fee / account holder | $193,869 | $7,683+2423.3% | $5,908+3181.6% | $10,828+1690.4% |