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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,929 | $88,672-58.4% | $105,223-64.9% | $82,448-55.2% |
| Participation rate | 100.0% | 67.9%+32.1pp | 75.0%+25.0pp | 68.1%+31.9pp |
| Annual return | 12.39% | 30.86%-18.5pp | 180.65%-168.3pp | 41.64%-29.3pp |
| Employer contribution / active EE | $3,393 | $3,048+11.3% | $3,689-8.0% | $2,551+33.0% |
| Participant deferral / active EE | $4,653 | $4,036+15.3% | $5,072-8.3% | $4,139+12.4% |
| Admin fee / account holder | $1,283 | $7,146-82.0% | $8,859-85.5% | $7,234-82.3% |