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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $354,680 | $148,629+138.6% | $135,982+160.8% | $139,487+154.3% |
| Participation rate | 81.8% | 83.9%-2.0pp | 81.9%-0.1pp | 80.3%+1.5pp |
| Annual return | 14.69% | 79.33%-64.6pp | 68.32%-53.6pp | 373.84%-359.2pp |
| Employer contribution / active EE | $4,382 | $5,247-16.5% | $4,859-9.8% | $4,755-7.8% |
| Participant deferral / active EE | $12,056 | $8,102+48.8% | $7,760+55.4% | $6,713+79.6% |
| Admin fee / account holder | $5,044 | $12,406-59.3% | $10,767-53.2% | $11,407-55.8% |