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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $325,532 | $176,120+84.8% | $159,487+104.1% | $167,553+94.3% |
| Participation rate | 83.3% | 85.0%-1.6pp | 82.8%+0.5pp | 82.1%+1.2pp |
| Annual return | 9.46% | 331.95%-322.5pp | 263.71%-254.3pp | 478.89%-469.4pp |
| Employer contribution / active EE | $4,040 | $5,299-23.8% | $4,831-16.4% | $4,840-16.5% |
| Participant deferral / active EE | $12,766 | $7,752+64.7% | $7,354+73.6% | $6,343+101.3% |
| Admin fee / account holder | $4,092 | $12,561-67.4% | $10,804-62.1% | $12,316-66.8% |