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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $326,612 | $138,114+136.5% | $125,391+160.5% | $134,545+142.8% |
| Participation rate | 81.8% | 84.5%-2.7pp | 82.4%-0.6pp | 81.2%+0.6pp |
| Annual return | -16.90% | 750.88%-767.8pp | 572.41%-589.3pp | 418.37%-435.3pp |
| Employer contribution / active EE | $6,165 | $5,246+17.5% | $4,816+28.0% | $4,742+30.0% |
| Participant deferral / active EE | $15,706 | $7,801+101.3% | $7,448+110.9% | $6,401+145.4% |
| Admin fee / account holder | $9,061 | $11,570-21.7% | $10,009-9.5% | $11,431-20.7% |