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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,454 | $139,948-84.7% | $121,663-82.4% | $154,746-86.1% |
| Participation rate | 95.2% | 78.0%+17.2pp | 74.5%+20.7pp | 80.7%+14.5pp |
| Annual return | 12.38% | 230.52%-218.1pp | 147.54%-135.2pp | 172.34%-160.0pp |
| Employer contribution / active EE | $931 | $3,521-73.6% | $3,020-69.2% | $4,379-78.7% |
| Participant deferral / active EE | $2,067 | $5,629-63.3% | $4,887-57.7% | $6,730-69.3% |
| Admin fee / account holder | $1,841 | $17,321-89.4% | $14,289-87.1% | $14,365-87.2% |