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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,307 | $125,237-84.6% | $105,608-81.7% | $145,877-86.8% |
| Participation rate | 100.0% | 77.7%+22.3pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 10.52% | 225.76%-215.2pp | 116.50%-106.0pp | 551.28%-540.8pp |
| Employer contribution / active EE | $1,146 | $3,720-69.2% | $3,167-63.8% | $4,663-75.4% |
| Participant deferral / active EE | $2,377 | $5,711-58.4% | $5,010-52.6% | $6,691-64.5% |
| Admin fee / account holder | $1,585 | $17,287-90.8% | $11,028-85.6% | $13,402-88.2% |