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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,345 | $118,496-84.5% | $98,461-81.4% | $139,466-86.8% |
| Participation rate | 90.9% | 77.5%+13.4pp | 75.2%+15.7pp | 80.3%+10.6pp |
| Annual return | 12.26% | 18.96%-6.7pp | 21.17%-8.9pp | 373.66%-361.4pp |
| Employer contribution / active EE | $896 | $3,611-75.2% | $3,049-70.6% | $4,754-81.2% |
| Participant deferral / active EE | $1,648 | $5,393-69.4% | $4,738-65.2% | $6,712-75.5% |
| Admin fee / account holder | $1,317 | $14,056-90.6% | $8,961-85.3% | $11,409-88.5% |