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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $384,253 | $111,535+244.5% | $105,223+265.2% | $137,256+180.0% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 20.21% | 237.85%-217.6pp | 180.65%-160.4pp | 220.34%-200.1pp |
| Employer contribution / active EE | $3,984 | $3,939+1.1% | $3,689+8.0% | $4,156-4.1% |
| Participant deferral / active EE | $27,000 | $5,500+390.9% | $5,072+432.4% | $6,407+321.4% |
| Admin fee / account holder | $4,189 | $9,721-56.9% | $8,859-52.7% | $12,270-65.9% |