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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $688,838 | $169,356+306.7% | $129,406+432.3% | $145,897+372.1% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.6%+30.4pp | 80.3%+19.7pp |
| Annual return | 12.22% | 14418.62%-14406.4pp | 9468.18%-9456.0pp | 552.29%-540.1pp |
| Employer contribution / active EE | $46,000 | $5,542+730.0% | $4,155+1007.0% | $4,663+886.6% |
| Participant deferral / active EE | $23,000 | $4,987+361.2% | $4,167+451.9% | $6,689+243.8% |
| Admin fee / account holder | $9,012 | $9,915-9.1% | $7,689+17.2% | $13,390-32.7% |