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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,458 | $110,379+38.1% | $102,412+48.9% | $145,884+4.5% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 10.64% | 24.84%-14.2pp | 24.94%-14.3pp | 551.85%-541.2pp |
| Employer contribution / active EE | $13,874 | $4,216+229.1% | $3,870+258.5% | $4,662+197.6% |
| Participant deferral / active EE | $16,062 | $5,622+185.7% | $5,060+217.4% | $6,690+140.1% |
| Admin fee / account holder | $2,313 | $9,745-76.3% | $8,388-72.4% | $13,392-82.7% |