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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,476 | $160,040+29.0% | $147,096+40.4% | $145,877+41.5% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 13.26% | 98.49%-85.2pp | 419.75%-406.5pp | 551.28%-538.0pp |
| Employer contribution / active EE | $11,092 | $5,289+109.7% | $4,936+124.7% | $4,663+137.9% |
| Participant deferral / active EE | $9,330 | $8,429+10.7% | $8,071+15.6% | $6,691+39.5% |
| Admin fee / account holder | $7,530 | $15,050-50.0% | $13,005-42.1% | $13,402-43.8% |