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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,562 | $176,077-11.1% | $159,455-1.8% | $167,518-6.5% |
| Participation rate | 91.7% | 84.9%+6.7pp | 82.8%+8.8pp | 82.1%+9.6pp |
| Annual return | 14.08% | 331.83%-317.8pp | 263.63%-249.6pp | 478.71%-464.6pp |
| Employer contribution / active EE | $6,751 | $5,298+27.4% | $4,830+39.8% | $4,838+39.5% |
| Participant deferral / active EE | $8,263 | $7,751+6.6% | $7,353+12.4% | $6,342+30.3% |
| Admin fee / account holder | $1,126 | $12,556-91.0% | $10,800-89.6% | $12,312-90.9% |