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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,339 | $104,924-14.9% | $84,623+5.6% | $152,885-41.6% |
| Participation rate | 90.0% | 74.8%+15.2pp | 68.2%+21.8pp | 82.5%+7.5pp |
| Annual return | 19.53% | 373.82%-354.3pp | 258.77%-239.2pp | 345.39%-325.9pp |
| Employer contribution / active EE | $7,319 | $3,302+121.6% | $2,652+175.9% | $4,763+53.7% |
| Participant deferral / active EE | $9,077 | $4,689+93.6% | $3,899+132.8% | $5,851+55.1% |
| Admin fee / account holder | $7,811 | $6,242+25.1% | $4,913+59.0% | $11,598-32.6% |