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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,179 | $109,372+7.1% | $89,414+31.1% | $158,966-26.3% |
| Participation rate | 91.7% | 74.3%+17.4pp | 68.0%+23.7pp | 82.0%+9.7pp |
| Annual return | 11.24% | 345.55%-334.3pp | 245.50%-234.3pp | 302.95%-291.7pp |
| Employer contribution / active EE | $8,868 | $3,171+179.6% | $2,586+242.9% | $4,762+86.2% |
| Participant deferral / active EE | $8,370 | $4,598+82.0% | $3,890+115.2% | $5,983+39.9% |
| Admin fee / account holder | $1,304 | $6,156-78.8% | $4,883-73.3% | $11,250-88.4% |