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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,741 | $209,428-77.2% | $178,498-73.3% | $158,950-70.0% |
| Participation rate | 75.0% | 86.4%-11.4pp | 81.9%-6.9pp | 82.0%-7.0pp |
| Annual return | 8.84% | 188.78%-179.9pp | 151.09%-142.3pp | 302.91%-294.1pp |
| Employer contribution / active EE | $7,558 | $5,707+32.4% | $5,011+50.8% | $4,762+58.7% |
| Participant deferral / active EE | $4,601 | $5,955-22.7% | $5,202-11.6% | $5,983-23.1% |
| Admin fee / account holder | $362 | $17,077-97.9% | $13,985-97.4% | $11,248-96.8% |