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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,466 | $180,462-72.6% | $154,111-67.9% | $135,379-63.5% |
| Participation rate | 60.0% | 87.4%-27.4pp | 83.0%-23.0pp | 82.6%-22.6pp |
| Annual return | -6.15% | 888.17%-894.3pp | 735.18%-741.3pp | 519.79%-525.9pp |
| Employer contribution / active EE | $4,212 | $6,036-30.2% | $5,298-20.5% | $4,779-11.9% |
| Participant deferral / active EE | $4,287 | $5,806-26.2% | $5,081-15.6% | $5,609-23.6% |
| Admin fee / account holder | $472 | $16,145-97.1% | $13,411-96.5% | $10,828-95.6% |