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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,322 | $105,623-71.3% | $87,502-65.3% | $273,972-88.9% |
| Participation rate | 14.3% | 78.2%-63.9pp | 73.8%-59.6pp | 83.0%-68.7pp |
| Annual return | 2.53% | 12.26%-9.7pp | 12.21%-9.7pp | 41.46%-38.9pp |
| Employer contribution / active EE | $213 | $3,141-93.2% | $2,550-91.7% | $4,869-95.6% |
| Participant deferral / active EE | $531 | $3,601-85.2% | $3,149-83.1% | $5,287-89.9% |
| Admin fee / account holder | $0 | $4,781-100.0% | $4,221-100.0% | $10,133-100.0% |