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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,040 | $125,778-64.2% | $114,563-60.7% | $154,746-70.9% |
| Participation rate | 18.8% | 75.2%-56.4pp | 72.9%-54.2pp | 80.7%-62.0pp |
| Annual return | 14.80% | 295.14%-280.3pp | 241.09%-226.3pp | 172.34%-157.5pp |
| Employer contribution / active EE | $339 | $2,806-87.9% | $2,592-86.9% | $4,379-92.3% |
| Participant deferral / active EE | $1,130 | $4,445-74.6% | $4,142-72.7% | $6,730-83.2% |
| Admin fee / account holder | $0 | $8,190-100.0% | $7,623-100.0% | $14,365-100.0% |