Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,909 | $106,524-78.5% | $152,301-85.0% | $87,485-73.8% |
| Participation rate | 51.4% | 75.8%-24.4pp | 82.4%-31.1pp | 68.9%-17.6pp |
| Annual return | 17.78% | 26.89%-9.1pp | 80.50%-62.7pp | 26.06%-8.3pp |
| Employer contribution / active EE | $575 | $3,371-82.9% | $4,624-87.6% | $2,596-77.8% |
| Participant deferral / active EE | $1,309 | $6,525-79.9% | $8,004-83.7% | $4,274-69.4% |
| Admin fee / account holder | $2,105 | $8,287-74.6% | $14,398-85.4% | $7,775-72.9% |