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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $646,475 | $148,629+335.0% | $135,982+375.4% | $139,487+363.5% |
| Participation rate | 66.7% | 83.9%-17.2pp | 81.9%-15.3pp | 80.3%-13.7pp |
| Annual return | 31.02% | 79.33%-48.3pp | 68.32%-37.3pp | 373.84%-342.8pp |
| Employer contribution / active EE | $5,092 | $5,247-2.9% | $4,859+4.8% | $4,755+7.1% |
| Participant deferral / active EE | $25,417 | $8,102+213.7% | $7,760+227.5% | $6,713+278.6% |
| Admin fee / account holder | $120 | $12,406-99.0% | $10,767-98.9% | $11,407-98.9% |