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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $458,505 | $138,114+232.0% | $125,391+265.7% | $134,545+240.8% |
| Participation rate | 66.7% | 84.5%-17.8pp | 82.4%-15.7pp | 81.2%-14.6pp |
| Annual return | -26.35% | 750.88%-777.2pp | 572.41%-598.8pp | 418.37%-444.7pp |
| Employer contribution / active EE | $0 | $5,246-100.0% | $4,816-100.0% | $4,742-100.0% |
| Participant deferral / active EE | $7,917 | $7,801+1.5% | $7,448+6.3% | $6,401+23.7% |
| Admin fee / account holder | $120 | $11,570-99.0% | $10,009-98.8% | $11,431-99.0% |