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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $606,420 | $176,120+244.3% | $159,487+280.2% | $167,553+261.9% |
| Participation rate | 66.7% | 85.0%-18.3pp | 82.8%-16.2pp | 82.1%-15.4pp |
| Annual return | 17.69% | 331.95%-314.3pp | 263.71%-246.0pp | 478.89%-461.2pp |
| Employer contribution / active EE | $2,570 | $5,299-51.5% | $4,831-46.8% | $4,840-46.9% |
| Participant deferral / active EE | $15,167 | $7,752+95.7% | $7,354+106.2% | $6,343+139.1% |
| Admin fee / account holder | $245 | $12,561-98.0% | $10,804-97.7% | $12,316-98.0% |