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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,869 | $167,323-57.6% | $143,770-50.7% | $134,493-47.3% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -21.00% | 0.47%-21.5pp | -0.04%-21.0pp | 418.01%-439.0pp |
| Employer contribution / active EE | $5,420 | $5,619-3.5% | $4,951+9.5% | $4,740+14.4% |
| Participant deferral / active EE | $4,915 | $6,446-23.8% | $5,638-12.8% | $6,400-23.2% |
| Admin fee / account holder | $1,936 | $18,088-89.3% | $14,673-86.8% | $11,425-83.1% |