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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,273 | $198,457-49.0% | $170,435-40.6% | $147,586-31.4% |
| Participation rate | 88.9% | 88.0%+0.9pp | 83.6%+5.3pp | 82.8%+6.1pp |
| Annual return | 17.31% | 257.30%-240.0pp | 205.94%-188.6pp | 578.59%-561.3pp |
| Employer contribution / active EE | $2,137 | $6,183-65.4% | $5,432-60.7% | $4,876-56.2% |
| Participant deferral / active EE | $1,868 | $5,629-66.8% | $4,939-62.2% | $5,439-65.6% |
| Admin fee / account holder | $8,657 | $16,852-48.6% | $13,881-37.6% | $10,886-20.5% |