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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,049 | $160,070+2.5% | $147,117+11.5% | $145,897+12.4% |
| Participation rate | 84.2% | 84.0%+0.2pp | 82.2%+2.0pp | 80.3%+3.9pp |
| Annual return | 13.98% | 98.69%-84.7pp | 420.54%-406.6pp | 552.29%-538.3pp |
| Employer contribution / active EE | $5,594 | $5,285+5.9% | $4,932+13.4% | $4,663+20.0% |
| Participant deferral / active EE | $11,218 | $8,419+33.2% | $8,065+39.1% | $6,689+67.7% |
| Admin fee / account holder | $1,555 | $15,035-89.7% | $12,993-88.0% | $13,390-88.4% |