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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,217 | $100,003-48.8% | $146,685-65.1% | $85,856-40.3% |
| Participation rate | 57.7% | 73.1%-15.4pp | 80.1%-22.4pp | 69.3%-11.6pp |
| Annual return | 17.60% | 18.93%-1.3pp | 22.75%-5.1pp | 318.58%-301.0pp |
| Employer contribution / active EE | $2,469 | $2,559-3.5% | $4,137-40.3% | $2,565-3.7% |
| Participant deferral / active EE | $5,633 | $4,006+40.6% | $5,507+2.3% | $3,952+42.5% |
| Admin fee / account holder | $2,984 | $7,704-61.3% | $10,281-71.0% | $6,261-52.3% |