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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,927 | $152,612-83.0% | $125,192-79.3% | $152,897-83.0% |
| Participation rate | 90.0% | 83.3%+6.7pp | 79.8%+10.2pp | 82.5%+7.5pp |
| Annual return | 33.06% | 54.85%-21.8pp | 43.79%-10.7pp | 345.43%-312.4pp |
| Employer contribution / active EE | $6,284 | $4,947+27.0% | $3,866+62.6% | $4,764+31.9% |
| Participant deferral / active EE | $12,449 | $5,868+112.1% | $4,937+152.1% | $5,851+112.8% |
| Admin fee / account holder | $3,911 | $13,437-70.9% | $9,704-59.7% | $11,599-66.3% |