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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,496 | $108,226-96.8% | $77,513-95.5% | $158,950-97.8% |
| Participation rate | 100.0% | 64.4%+35.6pp | 54.2%+45.8pp | 82.0%+18.0pp |
| Annual return | 7.53% | 31.67%-24.1pp | 54.81%-47.3pp | 302.91%-295.4pp |
| Employer contribution / active EE | $977 | $1,325-26.3% | $987-1.0% | $4,762-79.5% |
| Participant deferral / active EE | $3,485 | $2,456+41.9% | $1,861+87.3% | $5,983-41.7% |
| Admin fee / account holder | $6,808 | $3,710+83.5% | $2,859+138.1% | $11,248-39.5% |