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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,775 | $104,106-90.6% | $71,086-86.2% | $135,382-92.8% |
| Participation rate | 65.2% | 65.7%-0.4pp | 54.7%+10.6pp | 82.6%-17.4pp |
| Annual return | -23.49% | 1256.30%-1279.8pp | 650.59%-674.1pp | 519.77%-543.3pp |
| Employer contribution / active EE | $1,288 | $1,485-13.2% | $1,088+18.5% | $4,779-73.0% |
| Participant deferral / active EE | $3,749 | $2,527+48.3% | $1,874+100.0% | $5,609-33.2% |
| Admin fee / account holder | $230 | $4,142-94.4% | $3,082-92.5% | $10,829-97.9% |