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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,216 | $133,998-34.2% | $112,263-21.4% | $134,545-34.4% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -21.33% | 47.17%-68.5pp | 27.49%-48.8pp | 418.37%-439.7pp |
| Employer contribution / active EE | $10,830 | $4,040+168.1% | $3,636+197.9% | $4,742+128.4% |
| Participant deferral / active EE | $6,963 | $5,292+31.6% | $4,729+47.2% | $6,401+8.8% |
| Admin fee / account holder | $2,027 | $7,493-73.0% | $6,410-68.4% | $11,431-82.3% |