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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,365 | $115,814-44.4% | $101,275-36.4% | $158,982-59.5% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 3.76% | 56.16%-52.4pp | 46.48%-42.7pp | 302.99%-299.2pp |
| Employer contribution / active EE | $12,535 | $4,176+200.2% | $3,660+242.5% | $4,763+163.2% |
| Participant deferral / active EE | $6,113 | $4,958+23.3% | $4,371+39.9% | $5,983+2.2% |
| Admin fee / account holder | $10,119 | $7,249+39.6% | $5,948+70.1% | $11,252-10.1% |